Payment Solutions

Open-Loop Fleet Card Programs

Accepted anywhere Visa or Mastercard is — with the controls closed-loop programs were built around.

Broader Acceptance Without Giving Up Fleet-Grade Control.

Reins enables fuel retailers and mobility businesses to run open-loop card programs while preserving the fleet-grade controls, data visibility, and invoicing workflows closed-loop programs rely on.

Reins enables fuel retailers and mobility businesses to run open-loop card programs while preserving the fleet-grade controls, data visibility, and invoicing workflows closed-loop programs rely on. Whether you're expanding to new regions, adding EV charging and mobility services, or serving customer segments that need broader acceptance, Reins supports the transition at your pace, without rebuilding what's already working.

  • Universal Acceptance

    Visa and Mastercard networks — fuel, EV charging, tolls, parking, and beyond.

  • Fleet-Grade Controls

    Product restrictions, merchant category filters, geo limits, and time windows, enforced at the network level.

  • Phased Migration Path

    Legacy and evolved card logic coexist during transition, with no disruption to fleet operations.

  • VAT-ready invoicing and reconciliation across open-loop transactions, without requiring drivers to submit individual receipts.

  • Consolidated reporting across both program types, one data model for analytics, fraud monitoring, and finance operations.

  • Phased migration path from closed to open loop: legacy and evolved card logic coexist during transition, with no disruption to fleet operations.

  • Regulatory compliance built into the program design: PCI DSS, PSD2, and scheme requirements handled at the infrastructure level.

  • Full open-loop program support on Visa and Mastercard networks — universal acceptance across fuel, EV charging, tolls, parking, and beyond.
  • Fleet-grade spend controls on open-loop cards: product restrictions, merchant category filters, geo limits, and time windows, enforced in real time at the network level.
  • Run open-loop and closed-loop programs in parallel on the same platform — no fragmented data, no separate integrations, no duplicate operations.
  • Open + Closed Loop in Parallel
  • VAT-Ready Invoicing
  • Consolidated Reporting
  • PCI DSS & PSD2 Compliant

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One platform. The full payment stack. Whether you're launching a new card program, replacing fragmented legacy systems, or expanding into new revenue categories, Reins gives you the infrastructure to move faster and operate more precisely.