Payment Solutions

Real-Time Transaction Authorization Server

The system enterprise-grade programs usually pay for separately. At Reins, it's part of the platform.

A Dedicated Decision Engine for Every Transaction.

Reins offers a dedicated, configurable authorization server — the decision engine that determines whether a transaction is approved or declined, in real time.

Reins offers a dedicated, configurable authorization server — the decision engine that determines whether a transaction is approved or declined, in real time. The value isn't just that it's included — it's that the authorization server is directly integrated with the controls your fleet managers define and your ledger, so there's nothing separate to integrate, update, or maintain.

  • Configurable by Rule

    Dynamic authorization logic configurable by business rule, not hardcoded in the processing layer.

  • Complex Auth Flows

    Supports complex credit and prepaid authorization flows, including partial approvals and deferred validation.

  • Fully Integrated

    Fully integrated with your card management and fraud systems — decisions informed by live account state.

  • Fully integrated with your card management and fraud systems — authorization decisions informed by live account state.

  • Integrate external validation requirements where needed — for example, government approval checks for GNV (natural gas vehicle) fueling — directly into the authorization flow.

  • Dynamic authorization logic configurable by business rule, not hardcoded in the processing layer.
  • Define exactly when and what to check: available balance, spending limits, product restrictions, merchant category, time windows, and more.
  • Supports complex credit and prepaid authorization flows, including partial approvals and deferred validation.
  • Balance & Limit Checks
  • Merchant Category Filters
  • Partial Approvals
  • External Validation Support

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